Effective Date: August 25, 2025

Introduction

Allstar Construction Loans is committed to protecting the privacy and security of your personal information. This Privacy Policy Statement (“Policy”) describes how we collect, use, and share the personal information we collect from you, both online and offline, in connection with our lending products and services. By using our website or providing us with your information, you agree to the terms of this Policy.

Information We Collect

We may collect personal information about you from a variety of sources, including:

  • Information you provide directly to us: This includes information you provide when you apply for a loan, contact us for customer service, or register for an account on our website. This may include, but is not limited to, your name, address, email address, phone number, Social Security number, financial information (such as income, assets, and liabilities), and employment information.
  • Information from third-party sources: We may collect information about you from third parties, such as credit bureaus, title companies, and other financial institutions, as necessary for loan underwriting and servicing.
  • Information collected automatically: When you visit our website, we may automatically collect certain information about your device and your activity on our site, such as your IP address, browser type, and pages visited. This information helps us analyze website traffic, improve our services, and prevent fraud.

How We Use Your Information

We use the personal information we collect for various business purposes, including:

  • To process and service your loan application: This includes verifying your identity, evaluating your creditworthiness, and communicating with you about your loan.
  • To provide our products and services: This includes managing your loan account, processing payments, and providing customer support.
  • For our everyday business purposes: This includes reporting to credit bureaus, responding to court orders and legal investigations, and maintaining the security of our systems and data.
  • For marketing and communication: We may use your information to send you marketing communications about our products and services that we believe may be of interest to you. You have the right to opt-out of these communications.
  • To improve our website and services: We may use the information we collect to analyze trends, monitor the effectiveness of our marketing campaigns, and enhance the user experience of our website.

How We Share Your Information

We may share your personal information with third parties as permitted or required by law, including:

  • Affiliates: We may share information with our affiliated companies for business purposes, such as processing transactions and providing customer service.
  • Service Providers: We may share your information with trusted third-party service providers who perform services on our behalf, such as credit reporting agencies, data processors, and IT support. These companies are authorized to use your personal information only as necessary to provide these services to us.
  • Legal and regulatory authorities: We may disclose your information to government entities or other third parties when required by law or to protect our rights, property, or safety, or the rights, property, or safety of others.
  • Business transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred to the acquiring entity.

Your Choices and Rights

You have certain rights regarding your personal information, including the right to:

  • Access: You can request a copy of the personal information we hold about you.
  • Correction: You can request that we correct any inaccurate or incomplete personal information.
  • Deletion: You can request that we delete your personal information, subject to certain exceptions.
  • Opt-out of marketing communications: You can opt-out of receiving promotional emails or mailings from us by following the instructions in those communications or by contacting us directly.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. We use a variety of security technologies and procedures to help protect your personal information, including encryption and physical security measures.

Changes to this Policy

We reserve the right to update or modify this Privacy Policy at any time. We will post the revised Policy on our website with a new “Effective Date.” We encourage you to review this Policy periodically to stay informed about how we are protecting your information.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: